Financial Independence

Financial Independence

You Need A Budget

I've tried every possible budgeting software and practice in existence - with little to no success. I've used cash envelopes,, Quicken, pencil-and-paper, and even the ineffective take-a-quick-look-at-my-checking-account-balance-to-see-if-i-can-afford-this-item method. To make matters worse, I had my money spread across multiple accounts - emergency fund,...

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